Loan Agreements: The Dark Side (Part III of III) In Part I of this series we took a look at the contracting parties to a loan agreement as well as the commercial details of a loan. In Part 2, we looked at important loan terms like representations, warranties, undertakings, qualifications and exceptions. Now, we look […]
Loan Agreements: The Dark Side (Part III of III) Read More »
Introduction In Part I of this series we took a look at the contracting parties to a loan agreement and the commercial details of a loan. Once the parties have agreed on the commercials of the loan, the lender generally prepares the relevant loan documents detailing the standard commercial terms and conditions on which the
Loan Agreements: The Nitty-Gritty (Part II of III) Read More »
Lending in general South African businesses, whether state-owned, listed or just starting up, are struggling. Retrenchments are the order of the day and a poor credit rating continues to mar funding and investor prospects. However bleak it may seem, the small and medium-sized enterprise (SME) sector in South Africa is growing by the day. Several
Loan Agreements: The Basics (Part I of III) Read More »
Loans in terms of which the obligation for repayment of the outstanding amount only arises on receipt of a demand for repayment from the lender (“Demand Loans”) are frequently being used in South Africa as part of trust/company structures or business operations in general. A word of warning – Demand Loans may have become ticking timebombs for
Tick Tock for Demand Loans Read More »
Whether you are a start-up with a hunger to make it big, an existing business thinking of expansion or a person struggling with cash flow – at some point in time you will ask yourself whether or not to apply for a loan. Providing security for debt funding Regardless of the type of financial institution
The power of Notarial Bonds Read More »
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KAI is free for Caveat friends and clients. To use KAI, complete the form below and look out for the AI’s answer, reviewed by a specialist lawyer, in your inbox. For the most accurate and helpful response, be as specific and detailed as possible. Provide all relevant facts and clearly state what you’d like answered.
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Feedback Welcome: Your experience matters to us. Please share feedback on this offering at info@caveatlegal.com to help us improve its efficacy.
